Secure 7 is a limited-offer and guaranteed-issue plan that provides protection and guaranteed anticipated payments every policy anniversary, and a return of the final sum insured upon its maturity in seven years regardless of economic or market conditions.

It has two premium bands. Under Premium Band 1 (Annual Premium from PhP 250,000 to less than PhP 500,000), policyholders between the ages of 0 and 70 will receive payouts at 4% per annum (p.a.), while policyholders between the ages of 71 and 79 will receive payouts at 3.5% p.a. Policyholders under Premium Band 2 (PhP 500,000 to PhP 12.5M,) meanwhile, will receive cash payouts at 4.5% p.a. for ages 0 - 70 and 4% p.a. for ages 71 - 79.

Wealth Assure Plus is a customizable life insurance product with investment component that provides policyholders with a higher protection benefit equivalent to a minimum of ten times the annual regular premium or their policy’s fund value, whichever is higher. Funds can grow faster because of its low insurance cost and exposure to local and global equity markets for more earning potential.

Wealth Assure Plus may be set up as a plain variable unit-linked plan or personalized with attachment of riders such as renewable term insurance, critical illness coverage, accidental death benefit, and waiver of premium benefit. The product provides flexible payment and payout options, and includes investment outlets that support the customer’s personal risk profile. Regular annual premiums start at PhP 10,000.